Financiando la compra de un negocio

Diferentes formas de financiar la compra de su negocio

Las diferentes formas en que un comprador puede financiar una compra comercial incluyen:


1. Efectivo - los compradores pueden utilizar sus propios fondos en efectivo disponibles para realizar la compra.

2. Préstamos de la SBA de bancos locales - los compradores pueden solicitar préstamos de la SBA de sus bancos locales. Sin embargo, esto puede ser bastante difícil de hacer ya que tanto el Comprador como la empresa deben cumplir con los requisitos bancarios.

3. Financiamiento del vendedor (si está disponible) - el Comprador puede obtener Financiamiento del vendedor mediante el cual el Vendedor proporciona una Nota de transporte del vendedor sobre una parte del precio de compra al Comprador.

4. Asumir la deuda del vendedor - el comprador puede asumir la deuda del vendedor, como una tarjeta de crédito o un préstamo de equipo.

5. Opciones alternativas de financiamiento - existen diferentes opciones alternativas de financiamiento disponibles, como redireccionamientos de 401K/IRA y programas de crédito para compradores.

6. Cualquier combinación de las opciones anteriores - muchas transacciones actuales incluirán una combinación de las anteriores, ya que los compradores generalmente desean reservar parte de su efectivo como capital de trabajo para operaciones o para invertir en el negocio.



¡Vea nuestros listados comerciales disponibles actuales hoy!

En el vídeo de arriba, la principal corredora de negocios, Adrianna Smith, analiza las diferentes formas en que un comprador puede financiar la compra de una empresa.

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